Can You Have 2 Chime Accounts

Can You Have 2 Chime Accounts

Can You Have 2 Chime Accounts?

I recently received two Chime Visa debit cards in the mail, and I was wondering if I could have two Chime accounts. I’m not sure if this is allowed, so I decided to do some research and write a blog post about it.

Can You Have 2 Chime Accounts?

The answer is yes, you can have 2 Chime accounts. Chime allows you to create multiple accounts under the same email address. However, each account must have its own unique phone number. This is because Chime uses your phone number to verify your identity and protect your account.

Why Would You Want 2 Chime Accounts?

There are several reasons why you might want to have 2 Chime accounts. Here are a few examples:

  • Separate personal and business expenses. If you’re a freelancer or small business owner, you can use one Chime account for your business and one for your personal expenses. This can help you keep your finances organized and separate.
  • Create a joint account with a friend or family member. You can create a joint Chime account with anyone who has a Chime account. This can be helpful for managing shared expenses, such as rent or utilities.
  • Have a backup account. If you lose your primary Chime card or account, you can use your secondary account to access your funds. This can give you peace of mind knowing that you have a backup plan in place.

How to Create a Second Chime Account

Creating a second Chime account is easy. Simply download the Chime app and follow the on-screen instructions. When you’re prompted to enter your phone number, use a different phone number than the one you used for your first account.

Tips for Managing Multiple Chime Accounts

Here are a few tips for managing multiple Chime accounts:

  • Use different email addresses for each account. This will help you keep track of your accounts and avoid confusion.
  • Set up different budgets for each account. This will help you stay on track with your financial goals.
  • Use the Chime app to manage your accounts. The Chime app makes it easy to view your balances, transfer funds, and pay bills.


Having multiple Chime accounts can be a great way to manage your finances and achieve your financial goals. If you’re thinking about creating a second Chime account, I encourage you to do so.

Are you interested in learning more about Chime?

If so, I encourage you to check out the following resources: