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Introduction
The internet is a funny place, and memes are one of the reasons why. Every year, a new meme takes the internet by storm, and in 2023, the “cleared to close” meme is the talk of the town. In this article, we will dive deep into the origin, meaning, and popularity of this meme.
What is a Cleared to Close Meme?
Before we get into the specifics of this meme, let’s first understand what it means when someone says “cleared to close.” In the mortgage world, when a borrower is approved for a loan, the lender will issue a “clear to close” letter, which means that all conditions for the loan have been met, and the loan is ready to close. Now that we know what “cleared to close” means let’s talk about the meme.
Origin of the Meme
The “cleared to close” meme originated on social media, specifically Twitter and Instagram. It started with a tweet from a mortgage loan officer who was excited about getting one of her clients “cleared to close.” The tweet included a screenshot of the email she received from her underwriter, and she added a funny caption to it. The tweet went viral, and soon, others started sharing similar screenshots with funny captions. And voila, the “cleared to close” meme was born.
Meaning of the Meme
Like most memes, the “cleared to close” meme is open to interpretation. However, the general consensus is that it represents a feeling of relief and excitement. Getting cleared to close on a mortgage loan is a big deal, and it’s a moment of celebration for both the borrower and the loan officer. The meme captures that feeling with funny captions and relatable images.
Examples of the Meme
Here are some examples of “cleared to close” memes:
- A picture of a cat sleeping soundly with the caption “Me after hearing that my loan got cleared to close.”
- A picture of a person jumping in the air with the caption “When you get cleared to close on your dream home.”
- A picture of a person surrounded by confetti with the caption “When you finally get cleared to close, and the weight of the world is lifted off your shoulders.”
Why is the Meme So Popular?
The “cleared to close” meme is popular for several reasons. First, it’s relatable. Anyone who has gone through the mortgage loan process knows how stressful and nerve-wracking it can be, so getting cleared to close is a big deal. Second, it’s funny. The captions and images used in the memes are hilarious, and they capture the joy and relief of getting cleared to close. Third, it’s shareable. The memes are easy to share on social media, and people love to share things that make them laugh and feel good.
Conclusion
The “cleared to close” meme is a perfect example of how something as mundane as a mortgage loan process can become a viral sensation. It’s funny, relatable, and shareable, which makes it a hit on social media. Whether you’re a loan officer, a borrower, or just a fan of memes, the “cleared to close” meme is sure to bring a smile to your face.
